Banana bread cake with cream cheese frosting combines moist banana bread with tender cake and tangy frosting.
Think of it as the best parts of banana bread meeting the tender crumb of a proper sheet cake, all finished with a tangy cream cheese layer that balances the sweetness. You get the comfort of banana bread, the crowd appeal of frosted cake, and none of the fuss of layer pans or complicated assembly. The whole thing bakes in a 9×13 inch pan, cools on the counter, and gets frosted right in the same dish.
The recipe relies on mashed ripe bananas for natural moisture and flavor, buttermilk for tenderness, and a straightforward creaming method that delivers consistent texture every time. The cream cheese frosting is made from scratch with softened butter, cream cheese, and powdered sugar, creating a smooth, spreadable finish that stays put without sliding off the cake. It is easy to make, travels well, and feeds a group without requiring any special equipment or advanced technique.
How to Make Banana Bread Cake with Cream Cheese Frosting
STEP 1: Preheat your oven to 350°F and grease a 9×13 inch baking pan, then dust it lightly with flour to prevent sticking.
STEP 2: Whisk together the flour, baking soda, and salt in a medium bowl, then set the dry mixture aside.
STEP 3: In a large bowl, cream the softened butter and granulated sugar together until the mixture turns light and fluffy, which usually takes about three minutes with a hand mixer or stand mixer.
STEP 4: Beat in the eggs one at a time, letting each one incorporate fully before adding the next, then stir in the vanilla extract.
STEP 5: Mash your ripe bananas in a separate bowl until mostly smooth, leaving a few small lumps for texture if you like.
STEP 6: Add the dry ingredients to the wet mixture in three additions, alternating with the buttermilk and starting and ending with the dry ingredients. Mix gently after each addition until just combined, being careful not to overwork the batter.
STEP 7: Fold in the mashed bananas with a spatula, using a few broad strokes to distribute them evenly without deflating the batter.
STEP 8: Pour the batter into your prepared pan, spread it evenly with a spatula, and bake for 30 to 35 minutes, checking for doneness with a wooden skewer inserted into the center. The skewer should come out clean or with just a few moist crumbs.
STEP 9: Let the cake cool completely in the pan on a wire rack before frosting. This step is critical, rushing it will cause the frosting to melt and slide right off.
STEP 10: For the frosting, beat the softened cream cheese and softened butter together in a large bowl until smooth and creamy, scraping down the sides as needed.
STEP 11: Add the powdered sugar one cup at a time, beating until smooth after each addition, then stir in the vanilla extract.
STEP 12: Once the cake is fully cooled, spread the cream cheese frosting evenly over the top using an offset spatula or the back of a spoon.
Gather Your Banana Bread Cake Ingredients
The ingredient list is straightforward, relying on pantry staples and a few key players that deliver moisture, structure, and flavor without any unusual substitutions or hard-to-find items.
- All-purpose flour – provides structure and a tender crumb when mixed gently with the wet ingredients.
- Baking soda – acts as the leavening agent, giving the cake its rise and light texture.
- Salt – balances sweetness and enhances the overall flavor of the cake.
- Unsalted butter (softened) – used in both the cake and frosting for richness, moisture, and a smooth, creamy texture.
- Granulated sugar – sweetens the cake and helps create a fluffy base when creamed with butter.
- Eggs – bind the batter together and add structure and moisture.
- Vanilla extract – rounds out the flavor in both the cake and frosting with warm, aromatic depth.
- Mashed ripe bananas – deliver natural sweetness, moisture, and the signature banana bread flavor that defines this cake.
- Buttermilk – tenderizes the crumb and adds a subtle tang that complements the bananas.
- Cream cheese (softened) – forms the base of the frosting, adding tang and a velvety, spreadable consistency.
- Powdered sugar – sweetens and thickens the frosting, creating a smooth, pipeable texture that holds its shape.
Secrets for the Best Banana Bread Cake Texture
- Use bananas that are deeply speckled or fully brown for maximum sweetness and flavor. Underripe bananas will leave the cake tasting bland and starchy.
- Alternate adding the dry ingredients and buttermilk in batches, mixing gently after each addition. This method prevents overmixing, which can lead to a dense or tough crumb.
- Let your butter and cream cheese sit at room temperature for at least an hour before starting. Cold ingredients will create a lumpy frosting that refuses to smooth out no matter how long you beat it.
- Cool the cake completely before frosting, even if it means waiting an extra hour. Warm cake will melt the frosting into a soupy mess that slides right off the surface.
Serving Ideas for Banana Bread Cake
Serve slices with a hot cup of coffee or tea to highlight the tangy frosting and moist crumb. Add chopped walnuts or pecans on top of the frosting for crunch and a more traditional banana bread feel. Pair with fresh berries or a drizzle of caramel sauce to dress it up for a casual gathering or potluck.
Banana Bread Cake FAQs and Troubleshooting
Can I use frozen bananas in this banana bread cake?
Yes, frozen bananas work well as long as you thaw them completely and drain off any excess liquid before mashing. The texture might be slightly softer, but the flavor will be just as strong and sweet as fresh ripe bananas.
Is it possible to make this cake ahead of time?
You can bake the cake a day in advance and store it unfrosted in the pan, covered tightly with plastic wrap. Frost it a few hours before serving so the frosting stays fresh and the presentation looks clean.
What’s the best way to soften cream cheese for frosting?
Leave the cream cheese on the counter for about an hour until it feels soft to the touch but not warm or greasy. If you are in a rush, cut it into small cubes to speed up the process without using the microwave, which can create uneven softening.
Can I bake this cake in a different pan size?
You can use two 8-inch round pans or a 9-inch square pan, but you will need to adjust the baking time. Start checking for doneness around 25 minutes, as smaller or deeper pans will bake at different rates than the standard 9×13 inch sheet pan.
How do I prevent my cake from becoming dry?
Avoid overbaking by checking the cake at the 30-minute mark with a skewer. The skewer should come out with a few moist crumbs, not completely clean. Also, make sure you are measuring flour correctly by spooning it into the cup and leveling it off, not scooping directly from the bag.
Keeping Your Banana Bread Cake Fresh
Store the frosted cake in the refrigerator, covered loosely with plastic wrap or foil, for up to four days. The cream cheese frosting needs to stay cold to maintain its texture and prevent spoilage. Let slices sit at room temperature for about 15 minutes before serving so the cake softens slightly and the flavors come through more clearly.
If you need to store the cake unfrosted, wrap it tightly in plastic wrap and keep it at room temperature for up to two days, or refrigerate it for up to five days. Frost it just before serving for the freshest presentation. You can freeze the unfrosted cake wrapped tightly in plastic and foil for up to two months, then thaw it overnight in the fridge before frosting and serving.

Amazing Banana Bread Cake with Cream Cheese Frosting
Ingredients
Equipment
Method
- Set oven to 350°F (175°C). Prepare a 9x13 inch baking pan by greasing and lightly dusting with flour.
- Combine flour, baking soda, and salt in a medium bowl. Whisk together and set aside.
- In a large bowl, cream the softened butter with the granulated sugar until the mixture is light and fluffy.
- Beat in the eggs one at a time, mixing well after each addition. Stir in the vanilla extract.
- Mash the ripe bananas in a separate bowl.
- Add the dry ingredients to the butter mixture in batches, alternating with the buttermilk—beginning and ending with dry ingredients. Mix until just combined.
- Gently fold in the mashed bananas with a spatula, mixing just enough to distribute them throughout the batter.
- Pour the batter evenly into the prepared baking pan.
- Bake for 30-35 minutes, or until a skewer inserted into the center comes out clean.
- Cool the cake completely in the pan on a wire rack before frosting.
- In a large bowl, beat the softened cream cheese and softened butter until smooth and creamy.
- Gradually add the powdered sugar, one cup at a time, beating until completely smooth after each addition.
- Mix in the vanilla extract until incorporated.
- Once the cake is fully cooled, spread the cream cheese frosting evenly over the top before serving.




